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pays to shop around

Posted: Sat Mar 01, 2025 4:13 pm
by james butler
as per the title ive never been loyal and stuck to any insurer as year by year the prices keep going up with no actual reason for it,
this year however takes the biscuit!
year before lasts premium was £600 for two motors on a multicar policy, this dropped by £50 in the form of a refund when i moved house last year to an evidently better area :groove: this was short lived when three months later was hit with a £700 renewal :scratch:
so got onto the phone and apparently "because i moved" this is the reason the price went up....
i questioned it some more highlighting that the price dropped because of the house move so why has it now gone up???? and even raised an official complaint only to be met with "we cant tell you due to complex and sensitive business reasons" erm ok :dunno:
so ended up paying it as i needed the rocco asap for a tour of Nederland's and Germany so :pilot:
now ive moved again into a permanent gaff to which the insurance typically went up again by £30 after telling them the new address in november, so you can imagine how i was feeling trepidation when the renewal letter hit my door mat
£1245 :shock: :shock: :shock: :dash: :shocking: :shocking: :shocking: :shocking: :crying:
so onto the phone i go to no avail so instead have been shopping around
it seems many insurers now dont want to touch roccos that arent stored in a garage full stop, which to some degree i can understand but when the car in question is locked on your drive behind other motors under covers with the battery and bits removed making it imposible to steal youd think would count for something???
well luckily adrian flux came to the rescue with a quote for both cars at £400 happy days :beers:
so if deffo pays to shop around and if you do have a garage, put the car in it :pilot:

Re: pays to shop around

Posted: Sat Mar 01, 2025 11:09 pm
by GT_II
Are you on a classic car policy with limited mileage? Works out massively cheaper than on standard policy for me

Re: pays to shop around

Posted: Thu Mar 06, 2025 1:22 pm
by p in phcas
Hate insurance companies.

More and more it is feeling like a scam. You can spend 45 minutes answering ridiculous questions (inside leg, urine sample, have you ever eaten at a McDonald's) yet you get the brush off when asking anything back like "why is it so expensive?" or "justify what each of those questions does to my premium"

Re: pays to shop around

Posted: Sun Mar 09, 2025 1:12 pm
by james butler
GT_II wrote: Sat Mar 01, 2025 11:09 pm Are you on a classic car policy with limited mileage? Works out massively cheaper than on standard policy for me
allways :pilot: but prices still go bananas year in year out