Hello guys,
Few days ago I was involved in a car accident which is not my fault. That's the first time I have to deal with it and I need your advice what is the best way to go to save my rocco, because insurance campany says that car will be written off :(
Thanks in advance
Wrtten off after small damage
Forum rules
Ask away but please remember that most advice in this section may not necessarily apply to you and your situation. If in doubt contact an insurance company or broker.
Ask away but please remember that most advice in this section may not necessarily apply to you and your situation. If in doubt contact an insurance company or broker.
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sciroccas
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Wrtten off after small damage
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the edmundator
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Re: Wrtten off after small damage
It depends on what category they have put it in, but I expect this is just uneconomical to repair. In that case you should be able to agree to keep the car, usually for a salvage reduction from your payout.
The best way to avoid any hassle in the future is to make sure you have the car insured with agreed value and salvage retention, which all of the classic insurers should offer. Then you would automatically be able to keep the car if it is not deemed to be dangerous to repair.
The best way to avoid any hassle in the future is to make sure you have the car insured with agreed value and salvage retention, which all of the classic insurers should offer. Then you would automatically be able to keep the car if it is not deemed to be dangerous to repair.
Register Member 829
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1980 (1976) Mk1 Junior Cup Replica
1987 MK2 GTX
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1980 (1976) Mk1 Junior Cup Replica
1987 MK2 GTX
Re: Wrtten off after small damage
As Ed says - that's a salvage retention job all day long.
Serial Rocco-ist.........
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sciroccas
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Re: Wrtten off after small damage
Thanks for replies. Today third part insurance company offered me £400 without any further investigation and I agreed.
Looking for white passenger side door in good condition
Looking for white passenger side door in good condition
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unknownmale
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Re: Wrtten off after small damage
Yeah, that's a decent deal. Can easily get a decent door for that!
- David
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Nate
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Re: Wrtten off after small damage
400 seems a bit low for a total loss, even letting you retain the salvage. Bear in mind that now the car has been written off, if you are unlucky enough for it to be written off and it not be repairable, they will normally reduce the layout by up to half
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sciroccas
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Re: Wrtten off after small damage
Sorry I didn't explain it properly. They offered me 400 without any investigations (to avoid written off category) and they didn't even see the damage of the car, I didn' knew that insurance compnies can be that flexible
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Jack92
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Re: Wrtten off after small damage
Ive got a door but its grey/silver im afraid. Drop me a PM if its any use
